QONTIFY
// INVESTMENT GROWTH CALCULATOR

Investment Growth Calculator

See how a lumpsum investment grows when compounded at a chosen annual rate.

// INPUTS
₹
// OUTPUT
FUTURE VALUE
₹5,47,357
TOTAL GAIN₹4,47,357
GROWTH MULTIPLE5.47×
TOTAL RETURN447.36%

// FORMULA

// FORMULA
FutureValue = PresentValue × (1 + r) ^ Years
r is the annual return as a decimal.

// EXAMPLE

// WORKED OUT
₹1,00,000 invested at 12% per year for 15 years:
  FV = 100000 × (1.12) ^ 15
     = 100000 × 5.4736
     = ₹5,47,357

// WHAT THIS MEANS

A single lumpsum grows along a clean exponential curve when compounded at a fixed rate. The longer the horizon, the more compounding pulls away from a simple straight line — most of the gain in a long-term investment happens in the final third of the period.

// FAQ

Does this account for taxes or fees?+
No. The calculator shows gross growth. Subtract expected fees and taxes from the rate before entering it for a more realistic projection.
Should I use real or nominal returns?+
Use nominal if you want the future rupee value, or net of expected inflation if you want the answer in today's purchasing power.
What if I'll add to this over time?+
Use the SIP calculator if you'll add monthly, or the Step-Up SIP calculator if your contributions grow yearly.

// RELATED CALCULATORS

// COMPOUNDING
SIP Calculator
Future value of a fixed monthly investment.
// COMPOUNDING
Future Value Calculator
FV of a present amount at a chosen rate.
// COMPOUNDING
₹1 Becomes What Calculator
What ₹1 grows into over N years at R% return.
// INFLATION
Real Return Calculator
Return after stripping out inflation.